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61 USD to CAD – 84.86 CAD Rate April 1, 2026

Ethan Caleb Clarke Anderson • 2026-04-01 • Reviewed by Sofia Lindberg

As of April 1, 2026, converting 61 US dollars yields approximately 84.86 Canadian dollars based on the closing exchange rate of 1.3911. The USD/CAD pair has experienced notable volatility throughout the early months of 2026, with the US dollar weakening approximately 1.07 percent against its Canadian counterpart since the beginning of January.

Currency fluctuations between the United States and Canada impact cross-border commerce, travel budgets, and remittance values. Understanding the specific value of 61 USD in CAD requires examining not only the current spot rate but also the historical trajectory and underlying economic mechanisms driving daily price movements.

This analysis breaks down the precise conversion value, explores the rate’s recent trading history, and identifies the key factors influencing the exchange differential between the two North American currencies.

What is 61 USD to CAD?

Current Rate
1.3911 CAD

61 USD Equals
84.86 CAD

Daily Movement
-0.0004

2026 Range
1.3483 – 1.3967

Key Insights

  • The 61 USD conversion results in 84.86 CAD using the April 1, 2026 closing rate of 1.3911.
  • Year-to-date, the USD has depreciated roughly 1.07% against the CAD.
  • March 2026 witnessed the highest rate (1.3967) while late January marked the lowest (1.3483).
  • The pair opened at 1.3915 on April 1 before settling at 1.3911.
  • Average rates across 2026 have hovered between 1.3714 and 1.3742 CAD per USD.
  • The inverse rate calculates to approximately 0.719 USD per Canadian dollar.

Conversion Snapshot

Metric Value
Amount (USD) 61.00
Equivalent (CAD) 84.86
Exchange Rate Used 1.3911
Rate Date April 1, 2026
Daily High 1.3919
Daily Low 1.3897
Mid-Market Rate 1.3908
YTD Change (USD) -1.07%

What is the Current USD to CAD Exchange Rate?

Live Rate Dynamics

The USD/CAD exchange rate opened at 1.3915 on April 1, 2026, reaching an intraday high of 1.3919 and a low of 1.3897 before closing at 1.3911, according to data from Pound Sterling Live and Investing.com. The mid-market rate stood at 1.3908.

Recent sessions show slight downward pressure. On March 31, the pair closed at 1.3915 after touching 1.3967, while March 30 saw a close of 1.3925. These figures indicate persistent volatility within a narrow band.

Daily Trading Range

The trading range for April 1 spanned 0.0022 CAD, reflecting moderate intraday movement typical of major currency pairs. The open of 1.3915 and close of 1.3911 represent a marginal decline of 0.0004, suggesting consolidation near recent highs.

Understanding Mid-Market Rates

The published rates reflect interbank mid-market levels. Actual consumer transactions typically include spreads of 1–3% above this baseline, meaning 61 USD may yield fewer than 84.86 CAD at retail banks.

USD to CAD Historical Rates

2026 Year-to-Date Performance

Since January 1, 2026, the USD has weakened against the CAD by approximately 1.07 percent, data from Exchange-Rates.org indicates. The currency pair began the year trading at 1.3720, climbed to a peak of 1.3967 by March 31, and subsequently retreated to current levels near 1.3911.

The lowest conversion rate of 2026 occurred between January 29–30, when USD/CAD hit 1.3483, according to ExchangeRates.org.uk. At that level, 61 USD would have converted to approximately 82.25 CAD, nearly 2.60 CAD less than today’s value.

Monthly Trends

Monthly averages reveal a fluctuating pattern. December 2025 closed at 1.3786, while January 2026 averaged 1.3779 with highs near 1.3925. February saw the average dip to 1.3652 before March rebounded to 1.3718, according to OFX.

Key Historical Reference

The January 16, 2026 rate of 1.3925 marked an early high point, demonstrating that current levels near 1.3911 represent a return to values last seen during the mid-January peak, despite the intervening decline to February lows.

How to Convert USD to CAD?

Spot Conversion Method

Converting 61 USD to CAD requires multiplying the dollar amount by the current exchange rate. Using the April 1 close of 1.3911, the calculation is straightforward: 61 × 1.3911 = 84.8571, or approximately 84.86 CAD. The inverse rate calculates to roughly 0.719 USD per Canadian dollar.

For historical conversions, platforms like MTFX and FreeCurrencyRates.com provide daily OHLC data essential for accurate backdating.

Bank vs. Specialist Services

Specialist foreign exchange services such as Wise and OFX typically offer rates closer to the mid-market benchmark, though transfer fees may apply. For travelers or businesses handling 103 USD to CAD – Current Rate, Trends and Insights, comparing these options becomes increasingly significant with larger amounts.

Bank Fee Impact

Traditional banks typically apply spreads of 1–3% above mid-market rates. On a 61 USD conversion, this markup could cost an additional 0.85 to 2.55 CAD compared to specialist services offering interbank rates.

How Has the USD to CAD Rate Changed in 2026?

  1. January 1, 2026: The exchange rate opens at 1.3720, establishing the baseline for the year.
  2. January 16, 2026: The rate climbs to 1.3925, marking an early peak before subsequent declines.
  3. January 29–30, 2026: USD/CAD drops to its yearly low of 1.3483–1.3493, representing the strongest level for the Canadian dollar in 2026.
  4. February 2, 2026: Trading occurs at 1.3678, with the monthly average settling at 1.3652.
  5. March 31, 2026: The pair reaches its highest point of the year at 1.3967 before closing at 1.3915.
  6. April 1, 2026: The rate closes at 1.3911, slightly below the March 31 close but maintaining elevated levels.

What Is Certain and Uncertain About the 61 USD to CAD Rate?

Established Information Information That Remains Unclear
April 1, 2026 closing rate: 1.3911 CAD per USD Future rate movements beyond April 1, 2026
Precise conversion: 61 USD = 84.86 CAD Specific oil price correlations for Q2 2026
Verified daily high/low: 1.3919 / 1.3897 Exact timing of Bank of Canada or Federal Reserve policy shifts
Historical data confirmed through March 31, 2026 Tomorrow’s opening rate

Why Does the USD to CAD Exchange Rate Fluctuate?

The USD/CAD pair functions as a commodity-linked currency pair, highly sensitive to crude oil valuations since Canada ranks among the world’s largest energy exporters. When oil prices rise, the Canadian dollar typically strengthens, pressuring the USD/CAD rate lower. Conversely, weaker oil prices generally support the US dollar against the loonie.

Interest rate differentials between the Bank of Canada and the Federal Reserve constitute another primary driver. Wider yield spreads favoring the US dollar tend to support USD/CAD, while expectations of higher Canadian rates or relative US dollar weakness—such as the -1.07% YTD decline observed in 2026—can drive the pair downward.

Additional influencing factors include bilateral trade balances, inflation differentials, and broader risk sentiment in global markets. The 2026 trajectory, oscillating between 1.3483 and 1.3967, reflects these competing economic pressures.

Ethan Caleb Clarke Anderson

About the author

Ethan Caleb Clarke Anderson

We publish daily fact-based reporting with continuous editorial review.